One app. Six ways to use it.

We didn't build separate modes for couples or roommates or trips. It's the same groups and the same splits — people just use them differently.

Travel

Three currencies, one trip, zero spreadsheet

Your group trip has expenses in three currencies — hotel in EUR, street food in VND, flights in USD. Everyone paid different amounts. At the end, nobody knows who owes what. ccount tracks every currency separately and settles everything with one tap. Convert to any currency at settlement, or keep each currency separate.

Uses: Multi-currency · Live exchange rates · SmartSettle · Offline mode · Group reports

Real-world example

Vietnam Trip with 5 Friends

Hotels in USD, food in VND, flights in EUR. At the end, SmartSettle reduced 20 possible payments to just 4.

Bangkok Trip group showing balances owed in Thai baht and a list of settlements needed

Roommates

Rent, utilities, groceries — on autopilot

Rent is due on the 1st. Electricity bill comes mid-month. Groceries happen randomly. Set up recurring expenses for the predictable stuff and add one-offs as they happen. Budgets keep everyone honest. Monthly reports show who spent what.

Uses: Recurring expenses · Budgets · Reports · Categories · Long-term tracking

Real-world example

Flat 4B — 3 Roommates

Recurring rent split three ways, shared grocery budget with per-category tracking, monthly settlement via UPI.

Recurring expenses widget showing weekly vegetables and monthly rent for Apartment 402

Couples

A group of two. Same app, no extra setup.

You don't need a special mode for a relationship — a regular group named "Us" does the job. Rent, groceries, the odd takeout order all land in one place with a running balance in whatever currency you actually pay in. Set a shared monthly budget so neither of you finds out about the other's spending problem the hard way. When it's time to settle, it's one tap, not a negotiation.

Uses: A group is enough — no separate mode needed · Per-currency balances · Shared or personal budgets · One-tap Settle Up

Real-world example

"Us" — Date Nights & Shared Groceries

One group, one running balance. Recurring rent every 1st, groceries as they happen, settled monthly with a note attached.

A group named "Us" with a heart icon, alongside Monthly Bills and Apartment 402

Work

Office lunches and team events, sorted

The office lunch group has 12 people but only 6 went today. Select just the people who ate. Someone paid for the whole table? Mark them as the payer. Need to split the client dinner differently? Use percentage or exact splits. Export the report for reimbursement.

Uses: Partial group splits · Multi-payer · Export to Excel · Categories · Expense comments

Real-world example

Marketing Team Lunches

8 team members, different people each day. Weekly settlement keeps things clean. Excel export for expense reports.

Export dialog for generating a PDF of a group's expenses for reimbursement

Events

Parties, weddings, festivals — everyone covered

Bachelor party weekend. Some people paid for the Airbnb, others covered food, someone got the drinks. Add everyone — even those who don't have the app (they become placeholders). When the weekend's over, SmartSettle figures out the minimum payments needed.

Uses: Placeholder friends · SmartSettle · Multiple payers · Activity feed · Invite links

Real-world example

Bachelor Party Weekend

Added 3 friends as placeholders. 15 expenses across the weekend. SmartSettle simplified to 4 payments.

Settle Up screen with a handwritten note attached to the payment

Family

Big groups, small headaches

Family reunion, 15 people, four households flying in from three countries. Grandma doesn't have a smartphone? Add her as a placeholder — someone tracks her share, she never needs to install anything. Cousins join the group on their own time through an invite link that shows them what they're agreeing to before they tap accept. Everyone pays in their own currency; ccount nets it all into who-owes-whom at the end.

Uses: Placeholder members for the offline relatives · Invite links with a preview — join when ready · Multi-currency across households · Large groups · Cross-group netting at settlement

Real-world example

Annual Family Reunion

15 people, 4 households, 3 currencies, one group. Two grandparents tracked as placeholders the whole trip.

A relative tagged "Not yet on ccount" — tracked as a placeholder

Find your use case. Start for free.

All features, all use cases — no subscription, no paywall.

Download forAndroid

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Available on theiOS Coming Soon